Victor Gallardo and Adam McDade reviewing operations with a business owner.

Built around your risk

Captive programs work best for businesses with real, measurable risk. Select an industry below to see the categories Helio Risk funds most often.


One process, built per industry

Helio Risk's ICCIE trained team designs every captive around the risk categories a specific industry actually carries, not a generic policy. The formation and management process stays the same. What changes is what gets covered.

Grace Topete reviewing a plan with colleagues.

Jenny Smith and Andrew Hansen reviewing financial records.

Formed and managed by one team

Business plan, application and approval, then ongoing management once the program is live. The same firm handles every step.

See how formation works

Captive basics guide

A Helio Risk reference guide covering the fundamentals of captive insurance, from structure and licensing through ongoing management.

Download the PDF guide

Not seeing your industry?

These are the industries Helio Risk works with most. Contact Helio Risk to talk through your own.