Built around your risk
Captive programs work best for businesses with real, measurable risk. Select an industry below to see the categories Helio Risk funds most often.
One process, built per industry
Helio Risk's ICCIE trained team designs every captive around the risk categories a specific industry actually carries, not a generic policy. The formation and management process stays the same. What changes is what gets covered.

Every industry Helio Risk serves
Automotive
Garage liability, fleet exposure and dealer cyber risk.
Learn moreBanking
Professional liability, cyber risk and director protection.
Learn moreCommercial Real Estate
Property, liability and loss of rents across a portfolio.
Learn moreConvenience Stores
Workers compensation, crime and slip and fall claims.
Learn moreFamily Offices
Liability aggregation, key person and identity risk.
Learn moreFirearms Industry
Product liability and regulatory risk few carriers price well.
Learn moreHealthcare
Medical malpractice, cyber and employment practices risk.
Learn moreNonprofits
Directors and officers, volunteer and event risk.
Learn morePrivate Equity
Portfolio wide risk aggregation across every holding.
Learn moreProperty
Catastrophe, business personal property and equipment risk.
Learn more
Formed and managed by one team
Business plan, application and approval, then ongoing management once the program is live. The same firm handles every step.
Captive basics guide
A Helio Risk reference guide covering the fundamentals of captive insurance, from structure and licensing through ongoing management.
Download the PDF guideNot seeing your industry?
These are the industries Helio Risk works with most. Contact Helio Risk to talk through your own.