Automotive
Dealerships and repair operations carry risk that standard commercial policies price at a premium.
Why automotive businesses form captives
Dealerships, repair shops and other automotive businesses carry risk that does not always fit a standard commercial policy well: garage liability, fleet exposure, and the cyber and data risk that comes with a modern dealer management system.
Risk categories a captive can fund
Every captive is built around the risk a specific business actually carries, not a generic policy.
Garage and fleet liability
Coverage for vehicles in your care, custody and control, from the lot to the service bay.
Cyber and data
Protection for the customer and financing data a dealer management system holds.
Employee dishonesty
A category many automotive businesses underinsure relative to their actual exposure.
Formed and managed by one team
Helio Risk's ICCIE trained team builds and manages the program end to end: business plan, application and approval, then ongoing management once it is live.
Automotive captive guide
An original Helio Risk reference guide on captive insurance for automotive businesses. It is an unedited source document, so some figures and contact details reflect when it was first published.
Download the PDF guideOriginal document, not a newly revised publication.
See if a captive fits
An introductory conversation helps identify whether a captive fits your risk profile and what it would take to confirm it.