One team, every phase
Helio Risk was built around a simple idea: insurance expense should build capital, not disappear. A small partner-led team handles formation, management and the risk consulting behind it.
Why Helio Risk exists
Most businesses treat insurance as a sunk cost: premium goes out, and nothing comes back unless something goes wrong. Helio Risk designs and manages captive insurance programs that turn that same spending into an asset the business owns and controls.
The team is ICCIE trained, meaning every program is built by people formally educated in captive insurance structure and regulation, not sold as an add-on to a traditional policy.
Led by partners, not a call center
Three partners run the firm day to day, backed by a team of nine across accounts, operations, accounting and risk control.
Heather McClure
Managing Partner & General Counsel
JD, LLM, ACI, CPHRM. Decades of experience in risk financing, risk management, insurance procurement, captive operations, claims and litigation. Named #15 on Captive Review's Power 50 in 2026.
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Kyle Sweet
Partner & Chief Strategy Officer
JD. Decades of experience as a lawyer for business clients, captives and commercial insurance companies. Hosts the firm's own podcast, Captive Conversations.
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Blake Kerr
Partner & Chief Financial Officer
CPA, ACI. Leads accounting, financial operations, consulting and syndicating capital across the firm's captive programs.
Read the full bioThe staff behind every program
Nine people across accounts, operations, accounting and risk control keep every captive on track.
Victor Gallardo
Senior Account Manager
Grace Topete
Director of Business Operations
Jenny Smith
Senior Accountant
Dameon Allensworth
Account Manager, JD
Adam McDade
Account Manager
Andrew Hansen
Account Specialist
Renee Engleking
Clinical Risk Manager
Kristyn Bennett
Executive Assistant
Ken Rowe
Senior Captive Risk Consultant
By the numbers
Recognized in the industry
Power 50, 2026
Heather McClure named #15 on Captive Review's Power 50, recognizing decades shaping the captive insurance industry from both the owner and manager side.
Captive Review feature
Heather McClure featured in a Captive Review article on the firm's multi-location growth, August 2026.
The Fearless Mindset Podcast
Kyle Sweet featured on episode 298, discussing captive insurance, security and emerging AI threats.
The firm's own podcast
Helio Risk publishes Captive Conversations, hosted by Kyle Sweet. The first episode, "From Expense to Asset: Captive Insurance Investment," ran in June 2026 with guest Madeline Jacobs, CPFA.
Talk to the team directly
An introductory conversation helps identify the information needed for a more detailed assessment.