Property
Owners of industrial, distribution and other physical property carry catastrophe risk worth owning, not just insuring.
Why property businesses form captives
Owners of industrial, distribution and other physical property carry catastrophe and business personal property risk that a captive can fund more precisely than a one size fits all property policy, especially for a portfolio with a strong loss history.
Risk categories a captive can fund
Every captive is built around the risk a specific business actually carries, not a generic policy.
Property and catastrophe risk
Coverage sized to a portfolio's actual exposure, not an industry average.
Business personal property
Protection for the equipment and inventory inside every location.
Equipment breakdown
A frequent, predictable category well suited to a funded retention.
Formed and managed by one team
Helio Risk's ICCIE trained team builds and manages the program end to end: business plan, application and approval, then ongoing management once it is live.
Property captive guide
An original Helio Risk reference guide on captive insurance for property businesses. It is an unedited source document, so some figures and contact details reflect when it was first published.
Download the PDF guideOriginal document, not a newly revised publication.
See if a captive fits
An introductory conversation helps identify whether a captive fits your risk profile and what it would take to confirm it.