Banking
Banks and financial institutions face liability, cyber and regulatory risk that grows every year.
Why banking businesses form captives
Banks and other financial institutions face a risk profile shaped by regulation as much as by loss history: professional liability, cyber and data breach, and the fidelity and crime exposure that comes with handling other people's money.
Risk categories a captive can fund
Every captive is built around the risk a specific business actually carries, not a generic policy.
Professional liability
Errors and omissions coverage for lending, advisory and operational decisions.
Cyber and data breach
A fast growing exposure as banking moves further online.
Directors and officers
Protection for the leadership making regulatory and strategic decisions.
Formed and managed by one team
Helio Risk's ICCIE trained team builds and manages the program end to end: business plan, application and approval, then ongoing management once it is live.
Banking captive guide
An original Helio Risk reference guide on captive insurance for banking businesses. It is an unedited source document, so some figures and contact details reflect when it was first published.
Download the PDF guideOriginal document, not a newly revised publication.
See if a captive fits
An introductory conversation helps identify whether a captive fits your risk profile and what it would take to confirm it.