Heather McClure on Broker Collaboration

Captive Review · June 2026


Coverage

Writing for Captive Review, Heather McClure made the case that brokers benefit from collaborating with captive managers rather than treating captives as competition. She noted that captives now account for roughly 25 percent of U.S. premium placement and are steadily rising, making them a mainstream tool rather than an alternative one.

Her argument: brokers who position themselves as strategic partners, offering captive solutions alongside traditional coverage, strengthen client relationships and open new advisory revenue, while many clients still prefer an independent captive manager to avoid any conflict of interest.

“25% of premium placed in the U.S. is now with captives, and steadily rising.”

Key facts

  • Industry scale

    Captives represent roughly 25 percent of U.S. premium placement.

  • For brokers

    Collaboration over competition strengthens client relationships and adds advisory revenue.

  • Independence matters

    Many clients prefer a captive manager independent of their broker.

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