# Commercial Real Estate | Helio Risk

> Captive insurance for commercial real estate owners and managers. Formed and managed by Helio Risk's ICCIE trained team.

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# Commercial Real Estate

Owners and managers of income producing property carry risk a standard policy often prices without nuance.

[Discuss Your Risk Strategy](/contact)

## Why commercial real estate businesses form captives

Owners and managers of office, retail, industrial and multifamily property carry property, liability and environmental risk that a standard commercial package policy prices without much nuance for a specific portfolio's actual loss history.

## Risk categories a captive can fund

Every captive is built around the risk a specific business actually carries, not a generic policy.

- ### Property and business interruption
Coverage for the buildings themselves and the income they generate.

- ### General and environmental liability
Protection against tenant, visitor and pollution related claims.

- ### Loss of rents
A category tied directly to a property's cash flow, not just its replacement cost.

## Formed and managed by one team

Helio Risk's ICCIE trained team builds and manages the program end to end: business plan, application and approval, then ongoing management once it is live.

[See every industry Helio Risk serves](/industries)

## Commercial Real Estate captive guide

An original Helio Risk reference guide on captive insurance for commercial real estate businesses. It is an unedited source document, so some figures and contact details reflect when it was first published.
[Download the PDF guide](/assets/helio-v2/resources/HELIO-COMMERCIAL-REAL-ESTATE-CAPTIVE-MANAGEMENT-RISK-CONSULTING.pdf?v=35f8a0c3)

Original document, not a newly revised publication.

## See if a captive fits

An introductory conversation helps identify whether a captive fits your risk profile and what it would take to confirm it.

[Discuss Your Risk Strategy](/contact)

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Helio Risk, (405) 960-2005, info@heliorisk.com, Oklahoma City, OK
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